Pablo Oliva wrote: >-- >[ Picked text/plain from multipart/alternative ] >I would like to accept payments (credit cards) online. I've been >looking at the options and it seems that I might open a merchant account with Wells Fargo, they work with Authorize.net. My intentions is to have a seemless integration, meaning that I do not want the vistor to have to leave my site in order to complete the payment process... as it is done with paypal. It seems that Authorize.net/Wells Fargo can provide this. Does anyone have any experience with this? Can someone give me a clue? > The ADC Direct Link is the AuthorizeNet method you need to look at and study for seamless, on your site, integration. In the AuthorizeNet developer info, you will read about the secure gateway, transact.dll and all the variables/parameters to set up your transactions. The code is not too difficult, and there many carts and modules available (free and purchased) that include AuthorizeNet gateways in them. As has been mentioned, the difficult part is the business end of things and all the different scenarios that can arise. However, if you have been in business, you are already familiar with that. Also, as has been mentioned, security certs, while not required, will have an impact on the trust and confidence your site visitors have in purchasing something from you. I do feel they are important for online transactions and the provider of the cert should be chosen considering not only cost, but the trust and confidence provided by their certification. Most of the sites I have put together chose to use Thawte certs because of the recognition provided and the cost being quite a bit less than Verisign. There are other cert signers that are less expensive than either Thawte or Verisign, just make sure they are in the publically distributed root certs list before buying. I have set up several sites using three different processors/gateways and have found AuthorizeNet's Merchant interface and support to be the best of the three I have worked with. As for Wells Fargo, I have not worked with them as the bank providing the merchant account (that is their role in this) but I have had experience with two others that "provided all you need" to get the gateway up and running. They both charged for the software provided and the cost was much more than was needed to be spent to get cc transactions running smoothly. Ron D.