I use total merchants they are an authorized. net reseller. No problems so far. You can use my link below to get a discount. $75 setup fee 2.29 % and .3 a transaction $10 month $10 gateway fee (optional) You can get software and enter it in manually to avoid the gateway fee and it does reoccurring billing! You can use this link http://totalmerchantservices.com/?id=103797&pid=10840 I am in the process of getting discount rate to my clients for using my service i.e. design, hosting, $10 domain registration ect.., I'm in the process of implementing a front end. Todd Ballard Todd at tofuku.com $10 domains, hosting, and credit card processing!