[thelist] How do you extract money from people over the internet?

[Anthony Ettinger]

PayPal is a simple cheap solution. Ideally, you'd have
your own payment gateway, but not everybody can work
with APIs.

PayPal does have an API as well, for hosting the
payment flow on your own server, for those not that
technically inclined, the business account does have a
few variables you can change on the hosted page
template. And yes, they can pay with CC without
signing up for a paypal account. It's called "Web
Express Checkout".





--- Maximillian Schwanekamp
<lists at neptunewebworks.com> wrote:

> Anthony Ettinger wrote:
> > I use PayPal as well. Easy way to accept credit
> cards
> > without spending a dime.
> 
> AFAIK it's still not possible to accept credit cards
> via PayPal without 
> the customer having to use a payment form hosted by
> PayPal, with 
> PayPal's look and feel rather than your site's,
> which is a turn-off for 
> some customers (someone correct me if I'm wrong). 
> Not everyone knows 
> what PayPal is, in spite of its relative ubiquity,
> and may even 
> associate it with phishing, since it has been such a
> common target.
> 
> You need not be a "large company" to have a regular
> merchant account to 
> accept credit cards directly.  Get a business
> checking account if you 
> don't have one already.  Then you can get a credit
> card merchant 
> account, which is much easier than some would have
> you believe, and is 
> more likely to scale well as your business grows. 
> Search the list 
> archives for Joshua Olson's thread about merchant
> accounts a few months 
> ago - a lot of good info was posted by him and
> others then.
> 
> I personally recommend Practice Pay Solutions[0]. 
> They're offering 
> Authorize.Net-based solutions, have very good
> customer service and are 
> strongly oriented toward independent professionals
> and microbusiness. 
> (Full disclosure: I did webwork for them in the
> past).
> 
> If you get a merchant account such as that offered
> by PPS, you will 
> probably need an SSL certificate.  Those can range
> from reasonable to 
> exhorbitant.  GoDaddy's SSL certs start at $30 [1],
> and are generally 
> adequate.  GeoTrust certificates are commonly
> offered for $50-100 by 
> many hosting companies, inquire if yours does.
> 
> [0] http://www.practicepaysolutions.com/
> [1] https://www.godaddy.com/gdshop/ssl/ssl.asp
> 
> -- 
> Max Schwanekamp
> http://www.neptunewebworks.com/
> 
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> 
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Anthony Ettinger
ph: (408) 656-2473
blog: http://www.chovy.com


	
		
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