[thelist] Payment Processor Suggestion

Fred Jones fredthejonester at gmail.com
Wed May 9 09:46:29 CDT 2012


> No direct experience, though I'm possibly implementing for a new
> client:  <https://stripe.com/>
>
> If you use it, let us know how it works out :-)

Excellent. I recall seeing that site once. OK, you put me on the right
track. This is more detail than anybody wants probably, but here is my
research anyway:

2CO https://www.2checkout.com/pricing/ is 3.99% + $0.45 + $10.99
Monthly (and this 3.99% is a "special deal" for May signups)

Braintree https://www.braintreepayments.com/pricing 2.29% + $.30 or
	2.89% + $.30 plus $35 monthly.

Samurai https://samurai.feefighters.com//pricing 2.3% + $0.30 plus $25/month

Stripe https://stripe.com/help/pricing is 2.9% + 30¢ and that's it.

Noca http://www.noca.com/rates/ 2.99% and that's it.

For any transaction more than $333 Stripe is cheaper, and for less
than $333, Noca is cheaper.

I contacted a rep from http://www.nabancard.com/ and he said

=====
Our debit/check card rate would be 0.39% and our qualified credit card
and Mid-qualified (rewards card) rate would be 2.19% with 19 cent
transaction fees from us and 10 cent from authorize.net so 29 cents
total transaction fees.  This program is a total of $19.90 a month
with a month to month agreement.
====

Then after all that I found https://feefighters.com/ and they have a
little interview process (30 seconds) and then provide bids from
various companies and I got one for 2.13% + $0.24 from
http://www.merchantfocus.com/

OK now you have the full rundown. Now go out there and charge those cards!

Thanks,
Fred


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